It’s no secret that finding a place to call your own can be hard work, but it doesn’t need to be that way. It is a little easier for members of the US Military at The Cottages at Village Green located just over the Illinois border in Pleasant Prairie, Wisconsin.
We are honored that our beautiful homes, nestled in the Village Green, Devonshire & Meadowdale neighborhoods, qualify for benefits available for members of the Armed Forces through VA loans and housing programs.
The benefits available through the VA home loan program cover everything from zero-down mortgages with no mortgage insurance required to lenient qualifications depending on status.
Additional advantages of VA loans:
- No down payment
- No mortgage insurance is required
- VA loans have a government guarantee
- You can shop for the best VA loan rates
- No prepayment penalty
- Variety of options, from a fixed rate to adjustable and more
- Qualifying is flexible
- Lower closing costs
- Funding fee flexibility
- VA loans are assumable
The VA loan program was created to help open the doors of homeownership to qualifying members of our armed forces and their families. These loans are acceptable for buying a:
- Single-family home
- Condominium unit
- New construction
This program focuses on helping qualified borrowers in our military services purchase residential properties they’ll live in as full-time homes.
VA loan applicants who wish to purchase a single-family home or multiunit complex, or condo should note there can be distinct differences or requirements.
The single-family home is one of the most common properties purchased with a VA Loan. The reasons for this are simple – it’s an affordable and reliable place to call your own, which makes housing more accessible in many ways!
Condos that are VA-approved have been inspected to meet the Minimum Property Requirements (MPRs). These property requirements include heating, roofing, and safety of mechanical systems and crawl spaces or basements that must be dry. In addition, lead-based paint can’t remain in these properties after purchase; they’re free from termites/dry rot fungus growth. The VA will require the condo complex’s approval to qualify for the loan.
The VA does offer a $0 down financing option for homebuyers. But today’s economy has made this challenge more difficult to overcome. As a result, most people take on some form of debt to get their dream house built – from obtaining short-term loans through builders or refinancing existing mortgages into long-term VAs with favorable rates.
The Cottages at Village Green
The Cottages at Village Green is only a short drive from Naval Station Great Lakes and is centrally located in the Chicago – Milwaukee corridor for easy access to entertainment, airports, and more.
Our smart, energy-efficient homes offer a variety of floor plans, exterior elevations, and interior design flexibility to provide you with the ability to personalize your maintenance-free, luxury home.
Homeowners can take advantage of the proximity to stunning views along Lake Michigan, endless festivals throughout southeast Wisconsin and Northern Illinois, and still enjoy a quiet and safe community among friendly neighbors and friends.
Visit our beautiful model home this Friday, Saturday, or Sunday, from 11 am to 4 pm at 4747 S. Cottage Lane. If you prefer to schedule a private tour, please don’t hesitate to contact us at 262.925.3020.
With over 80% of homes sold, The Cottages at Village Green offers carefree living with plenty of time for leisure. You no longer need to worry about fall cleanup, lawn fertilizing, mowing, trimming or snow removal.
“I have lived in Kenosha most of my life, and my family is in the area. I like the country feel of the Cottages at Village Green yet, I still feel close to the action. I felt very secure to move here because I didn’t want an apartment style condo and my entire checklist was fulfilled. It’s perfect for me and the camaraderie in the neighborhood is great,” shared Kathy Norris, Owner of the Second Unit Built at the Cottages at Village Green.
Reserve your forever home in Pleasant Prairie’s luxury neighborhood today. Visit our model home located at 4747 S. Cottage Lane on Friday, Saturday, or Sunday, from 11-4 pm for a tour of The Cottages at Village Green, or contact us at 262.925.3020 today for more information.